Find The Cheapest Convicted Driver Insurance

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Banned from Driving? Car Insurance after a conviction in the last 3 years


Everyone makes mistakes, but sometimes those mistakes can cost us in the long run, not just figuratively but literally. A major cost for all drivers is car insurance, and unfortunately that cost can increase exponentially if a recent conviction is on your record. From speeding to drunk driving convictions, thousands of unlucky people every year are facing the challenge of getting a car insurance premium that they can afford. Not only can insurance companies increase your premium, but some choose to decline those with a previous driving ban altogether. However, there is hope for those who find themselves in this situation.

Special Policies After Driving Ban

The first place to start is with more of a specialist insurance company. While it might be your first inclination to run to the biggest insurer out there, many times they are much tougher on past offenders than a smaller company. Some specialist insurance companies also offer policies that are specific to your conviction. Considering that nearly 85,000 people are convicted of drunk driving each year, the drink driver policies are some of the more common ones out there.

Finding a Cheaper Quote

Once you have found a company that will insure you and a policy that fits your situation, research some of the options that will give you more power in lowering your premium. Many companies will reward you for good behavior prior to your conviction. If you have a previous policy with no claims on it they will often reduce your premium after a conviction. The key is that this policy has to be within the past two years before the offense to count.

Often times these mistakes follow us not just for a few years, but for quite some time. For example, a drunk driving offense can stay on your record for up to eleven years. If you have the time, taking a course to remove the offense from your record is actually the best way to reduce your costs. Even if the course seems expensive upfront, it will save you a lot of money in the long run.

Compare Willing Insurance Companies

There are countless companies out there willing to insure someone with a past conviction. Many of their websites offer very specific information about their conviction policies. Your Motor Insurance is a company with an extensive website answering all of your insurance questions. They even spell out which convictions they are able to insure. Adrian Flux is another insurance company that advertises the ability to insure anyone, regardless of their past. To get a great choice of quotes from specialist brokers, why not fill in our specialist comparison form?

Educate Yourself

A conviction on your record does not have to be the end of affordable car insurance. There are options available to you; you just have to find them. Whatever you decide to do, the best thing is to always be educated. Know what is available to you, figure out your best options, and start hunting for what you need.

Which Convictions Can I Get Cover For?

Our panel of experts will provide quotes for motorists who have been given convictions under the following offences:
  • AC10 FAILING TO STOP AFTER AN ACCIDENT
  • AC20 FAILING TO GIVE PARTICULARS OR REPORT IN 24HR
  • AC30 UNDEFINED ACCIDENT OFFENCES
  • BA10 DRIVING WHILE DISQUALIFIED BY ORDER OF COURT
  • BA20 DRIVING WHILE DISQUALIFIED AS UNDER AGE
  • BA30 ATTEMPTING TO DRIVE WHILE DISQUALIFIED
  • CD10 DRIVING WITHOUT DUE CARE AND ATTENTION
  • CD20 DRIVING WITHOUT REASONABLE CONSIDERATION
  • CD30 DRIVING WITHOUT DUE CARE & ATTENTION
  • CD40 CAUSING DEATH - DRIVING WHEN UNFIT - DRINK
  • CD50 CAUSING DEATH - DRIVING WHEN UNFIT - DRUGS
  • CD60 CAUSING DEATH - DRIVING OVER ALCOHOL LIMIT
  • CD70 CAUSING DEATH - DRIVING & SPECIMEN REFUSED
  • CU10 DEFECTIVE BRAKES
  • CU20 DANGEROUS USE (NOT BRAKES, STEERING OR TYRES)
  • CU30 DEFECTIVE TYRES
  • CU40 DEFECTIVE STEERING
  • CU50 DANGEROUS LOAD
  • CU60 UNDEFINED CONSTRUCTION AND USE FAILURE
  • CU80 DRIVING WHILST USING A MOBILE PHONE
  • DD10 DANGEROUS DRIVING
  • DD20 DANGEROUS SPEED
  • DD30 RECKLESS DRIVING
  • DD40 COMBINATION OF DANGEROUS, SPEED OR RECKLESS
  • DD50 DEATH BY DANGEROUS DRIVING
  • DD60 CULPABLE HOMICIDE WHILE DRIVING
  • DD70 DEATH BY RECKLESS DRIVING
  • DD80 CAUSING DEATH BY DANGEROUS DRIVING
  • DR10 DRIVING WITH ALCOHOL LEVEL ABOVE LIMIT
  • DR20 DRIVING WHILE UNFIT THROUGH DRINK
  • DR30 DRIVING THEN FAILING TO SUPPLY A SPECIMEN
  • DR40 IN CHARGE OF A VEHICLE - ALCOHOL ABOVE LIMIT
  • DR50 IN CHARGE OF A VEHICLE - UNFIT THROUGH DRINK
  • DR60 FAILURE - PROVIDE SPECIMEN OTHER THAN DRIVING
  • DR70 FAILING TO PROVIDE SPECIMEN FOR BREATH TEST
  • DR80 DRIVING WHEN UNFIT THROUGH DRUGS
  • DR90 IN CHARGE OF VEHICLE WHEN UNFIT THROUGH DRUGS
  • IN10 DRIVING UNINSURED
  • LC10 DRIVING WITHOUT A LICENCE
  • LC20 DRIVING NOT IN ACCORDANCE WITH A LICENCE
  • LC30 DRIVING AFTER MAKING A FALSE DECLARATION
  • LC40 DRIVING FAILED TO NOTIFY OF A DISABILITY
  • LC50 DRIVING AFTER LICENCE REVOKED MEDICAL GROUNDS
  • MS10 LEAVING A VEHICLE IN A DANGEROUS POSITION
  • MS20 UNLAWFUL PILLION RIDING
  • MS30 PLAYSTREET OFFENCES
  • MS40 DRIVING - UNCORRECTED EYESIGHT/REFUSING TEST
  • MS50 MOTOR RACING ON THE HIGHWAY
  • MS60 OFFENCES NOT COVERED BY OTHER CODES
  • MS70 DRIVING WITH UNCORRECTED DEFECTIVE EYESIGHT
  • MS80 REFUSING TO SUBMIT TO AN EYESIGHT TEST
  • MS90 FAILURE TO GIVE INFORMATION AS TO DRIVER ID
  • MT01 DRIVING WHILST USING A MOBILE TELEPHONE
  • MW10 CONTRAVENING SPECIAL ROAD REGULATIONS
  • NE99 NON ENDORSABLE OFFENCE
  • PC10 PEDESTRIAN CROSSING (UNDEFINED)
  • PC20 MOVING VEHICLE AND PEDESTRIAN CROSSING
  • PC30 STATIONARY VEHICLE AND PEDESTRIAN CROSSING
  • PL10 DRIVING WITHOUT 'L' PLATES
  • PL20 DRIVING UNACCOMPANIED
  • PL30 CARRYING A PERSON NOT QUALIFIED
  • PL40 DRAWING UNAUTHORISED TRAILER
  • PL50 UNDEFINED PROVISIONAL OFFENCE
  • SC19 SECTION 19 (TRANSPORT ACT 1981) DISQUALIFICATION
  • SC35 SECTION 35 (TRANSPORT ACT 1981) DISQUALIFICATION
  • SP10 SPEEDING, GOODS VEHICLE
  • SP20 SPEEDING (NOT GOODS OR PASSENGER)
  • SP30 EXCEEDING STATUTORY SPEED LIMIT
  • SP40 EXCEEDING PASSENGER VEHICLE SPEED LIMIT
  • SP50 EXCEEDING MOTORWAY LIMIT
  • SP60 UNDEFINED SPEEDING OFFENCE
  • TS10 TRAFFIC LIGHTS OFFENCE
  • TS20 DOUBLE WHITE LINE OFFENCE
  • TS30 STOP SIGN OFFENCE
  • TS40 TRAFFIC CONSTABLE OFFENCE
  • TS50 TRAFFIC SIGNS (EXCL LIGHTS, STOP, LINES)
  • TS60 SCHOOL CROSSING OFFENCE
  • TS70 UNDEFINED TRAFFIC SIGNS OR DIRECTION
  • TT99 TO SIGNIFY A DISQUALIFICATION UNDER 'TOTTING-UP' PROCEDURE
  • UT10 TAKING AND DRIVING AWAY
  • UT20 STEALING A VEHICLE
  • UT30 GOING EQUIPPED TO STEAL OR TAKE AWAY
  • UT40 TAKING, RIDING, KNOWINGLY DRIVING
  • UT50 AGGRAVATED TAKING OF A VEHICLE
  • XX99 TO SIGNIGY A DISQUALIFICATION UNDER 'TOTTING-UP' PROCEDURE
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